Fixed Deposits
Guaranteed returns, ranked across every bank.
Compare active FD schemes, model your exact maturity value, and explore tools to make idle cash work harder.
Top rate today
7.40%
p.a. · senior citizen
Active schemes
6 live FD schemes
Show rates for
| Bank & scheme | Tenure | Rate | Senior | Min Deposit | |
|---|---|---|---|---|---|
 Bajaj Finance Fixed DepositHighestTax-saver Bajaj Finance | 12 – 60 mo | 7.40% | 7.65% | ₹15,000 | View |
 ICICI Bank Fixed DepositSpecialTax-saverDICGC ICICI Bank | 6 – 120 mo | 7.10% | 7.60% | ₹10,000 | View |
 Kotak Mahindra Fixed DepositPopularTax-saverDICGC Kotak Mahindra Bank | 6 – 120 mo | 7.05% | 7.55% | ₹5,000 | View |
 HDFC Bank Fixed DepositPopularTax-saverDICGC HDFC Bank | 6 – 120 mo | 7.00% | 7.50% | ₹5,000 | View |
 SBI Fixed DepositSpecialPopularTax-saverDICGC State Bank of India | 6 – 120 mo | 6.80% | 7.30% | ₹1,000 | View |
 PNB Fixed DepositTax-saverDICGC Punjab National Bank | 6 – 120 mo | 6.75% | 7.25% | ₹1,000 | View |
Rates are indicative and revised periodically by each bank. Deposits up to ₹5,00,000 per bank are insured by the DICGC.
Tools & resources
Make the most of your Fixed Deposits
Maturity calculator
Project returns with quarterly compounding.
ExploreCompare FD rates
Sort every active scheme by yield, tenure or bank.
ExploreTax & TDS on FD
10% TDS over ₹40k interest; Form 15G/H to exempt.
ExploreFD laddering
Split across tenures to balance liquidity & yield.
ExploreSenior citizen FDs
Up to +0.50% p.a. across most tenures.
ExploreTax-saver 5Y FD
Section 80C deduction up to ₹1.5L; 5-yr lock-in.
ExploreSimple 3-Step Process
How to book your Fixed Deposit
1
Compare live rates
Sort every active scheme by yield, tenure or bank — senior rates in one tap.
2
Model your maturity
Set amount, tenure and payout; see maturity, post-tax interest and effective yield live.
3
Open your FD
Book the chosen scheme online; track interest payouts and maturity in one place.
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